Civil & Earthmoving Insurance

Civil & Earthmoving Insurance

Specialist policies designed for high risk industries, and tailored to you

Civil and earthmoving work comes with a range of high and unique associated risks. This includes significant liability risks as well as large machinery damages and losses. Because of this, a standard vehicle or machinery policy will generally not be suitable.

Whether you’re a sole operator with a truck or bobcat or a large scale civil contractor, we offer a choice of insurance packages and policies tailored to your specific civil and earthmoving needs. So, if and when accidents or unexpected events do happen,  you can rest assured that your claim payout will be sufficient to get you up and running again.

We can provide cover for a wide range of machinery and vehicle types including earthmoving equipment (dozers, excavators, backhoes, scrapers, etc), cranes, concrete trucks and pumps, drilling machines, farm equipment & machinery, and more.  We also offer public liability in cases where legal action is taken.

Free annual reviews

We offer free annual reviews are offered on all our civil & earthmoving insurance products.  This gives us the chance to assess all of your risk exposes and help you manage and reduce them. We can decide which you wish to offset.

Our Civil & Earthmoving Insurance Solutions

  • Specific Plant & Equipment Packages

Cover options include Material Damage, Road Risk Liability, Public & Products Liability with options to extend to include cover for vibration, removal or weakening of supports, underground services, hired in plant  and more.

  • Tailored Commercial Motor & Public/Products Liability policies


If you need to make a claim, we’re here to help you through the claims process and to ensure you get your maximum entitlement.